What’s the Eligibility Criteria and Documents Required for Salaried Individuals?
If you’re a salaried person and want to apply for a Personal Loan, you must meet the following criteria.
List of Documents Required for Home Loan
Eligibility Criteria
You must be between 20 to 60 years of age
You must be Resident Citizen of India
You must be Salaried Individual Employed with an MNC, Public Limited, or Private Limited Company
You must have a monthly income of at least Rs.15,000
You must have at least 1 to 3 years of work experience
You must have a Minimum Credit Score of 750
Documentation
Photo Identity Proof
Proof of Residence or Address Proof
Income Proof
Employment Proof
Form 16
Tax Return Certificates
Passport-Size Photographs
What’s the Eligibility Criteria and Documents Required for Self-Employed Individuals?
If you’re a Self-Employed person and want to apply for a Personal Loan, you must meet the following criteria.
Eligibility Criteria
You must be a Self- Employed Individual
You must be at least 21 Years of Age
Your Annual Income should match the Eligibility Criteria set by the Bank
Your Business must be running for at least 2 years
Documentation
Photo Identity Proof
Proof of Residence or Address Proof
Proof of Business – Certificate of Incorporation, Certificate of Registration with Appropriate Registration Body
Income Proof – 2 years Income Tax Returns, Certified Profit And Loss Statement
Passport-Size Photographs
What’s the Eligibility Criteria and Documents Required for NRI Applicants?
If you’re a Non-Resident Indian and want to apply for a Personal Loan, you must meet the following criteria.
What’s the Eligibility Criteria and Documents for Pensioners?
If you’re a Pensioner and want to apply for a Personal Loan, you must meet the following criteria.
Eligibility Criteria
You must be Under the Age of 76 years
You must provide a Third-Party Guarantee
Documentation
Photo Identity Proof
Proof of Residence or Address Proof
Proof of Income
Form 16
Tax Return Certificates
Passport-Size Photographs